We've Got You CoveredBy: Liran Einav, Amy Finkelstein From a MacArthur Genius MIT economist and pre eminent Stanford economist comes a lively and provocative proposal for American health insurance reform Few of us need convincing that the American health insurance system needs reform. But many of the existing proposals focus on expanding one relatively successful piece of the system or building in piecemeal additions. These proposals miss the point. As the Stanford health